NDTV
'₹16 lakh hospital bill for a 10-day stay — 70% overcharged'
✓ Outcome: Won ₹11L refund after audit.
Free during early access • Live now
Your hospital bill is probably wrong.
BillOkay audits every line item against government rates — CGHS, NPPA, PMJAY — and tells you exactly what you're overpaying. All through WhatsApp.
No app neededNo signupDPDP compliantFree
BillOkay Auditonline
Today
Please check my discharge bill
BillOkay
✅ Bill received! Checking against government rate databases...
✓ CGHS 2025 rates
✓ NPPA drug prices
✓ PMJAY packages
BillOkay
🚨 Found ₹18,400 in overcharges:
ICU/day₹45,000 → ₹18,000
Paracetamol₹120 → ₹12
PPE kitNon-payable
+ 2 more items flagged
📄 Your dispute letter is ready. Tap to download ↓
Message
Three messages. Full audit.
No app. No forms. Just WhatsApp — the app you already use.
📱
Send your bill
Take a photo of your hospital bill and send it to BillOkay on WhatsApp. That's it.
🔍
We audit every line
Our team compares every procedure, medicine, and consumable against CGHS, NPPA, PMJAY, GIPSA, and AIIMS benchmark rates. Flags overcharges, duplicates, and phantom items.
AI engine coming soon • Human-reviewed today
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Get your report
Receive a detailed audit with exact overcharge amounts, government rate references, a ready-to-use dispute letter, and step-by-step negotiation guidance.
Hospital billing is broken.
No transparency. No standardization. Patients — exhausted, vulnerable, in a rush to go home — just pay.
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₹84,000 Cr
Annual overcharges in Indian private hospitals
📋
7 in 10
Hospital bills contain errors or inflated charges
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3–10×
Markup on medicines vs government ceiling prices
🚫
Zero
Tools available for Indian patients to verify their bills
Government rate benchmarks exist— CGHS, NPPA, PMJAY — but they're buried in 800-page PDFs no patient will ever read. Hospitals know this.
It happens every day.
Verified cases from news, courts, and consumer forums.
Reddit
'Asked for itemised bill — ₹38,000 charges disappeared immediately'
✓ Outcome: Patient saved ₹38K.
Karnataka Govt
'New June 2024 law: hospitals must provide itemised bills or face penalty'
→ Outcome: Regulation milestone.
Consumer Court
'Max Hospital fined ₹5.6 lakh for charging 480× for a surgical item'
✓ Outcome: Court ordered refund.
TOI
'Fortis charged ₹18 lakh for dengue treatment that cost ₹3.5 lakh at AIIMS'
→ Outcome: Systemic issue, NHRC intervention.
Complete bill intelligence.
Everything to understand, challenge, and reduce your hospital bill.
☑️
Line-by-Line Audit
Every procedure, medicine, and consumable checked against CGHS, NPPA, PMJAY rates.
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Overcharge Detection
Flags inflated charges, duplicate billing, unbundling, and phantom items.
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Government Rate Comparison
Side-by-side view: what you were charged vs. what government benchmarks say.
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Dispute Letter
Ready-to-use letter citing specific regulations and rate references for hospital billing department.
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Negotiation Guide
Step-by-step talking points, escalation paths, and consumer forum filing guidance.
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DPDP Compliant
Your data is never stored or shared. Bills deleted after audit. Full Digital Personal Data Protection compliance.
🛡️ Authoritative Data
Built on government benchmarks.
We don't guess. Every audit is powered by official rate databases, parsed and cross-referenced for maximum accuracy.
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CGHS 2025Primary
Central Government Health Scheme covering 4,000+ benchmark procedures.
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NPPA
National Pharmaceutical Pricing Authority limits for 900+ drug ceiling prices.
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PMJAY
Ayushman Bharat standardized rates for 1,578 comprehensive package rates.
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GIPSA
General Insurance Public Sector Association baseline for 131 surgical packages.
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AIIMS
Premium institutional reference index covering 2,300+ advanced procedures.
Common questions.
Everything you need to know about how we protect you from hospital overcharging.
How does BillOkay work?
Send a photo of your hospital bill to BillOkay on WhatsApp. Our team reads every line item, compares it against government benchmark rates (CGHS, NPPA, PMJAY), flags overcharges, and sends you a detailed audit report with negotiation steps.
What government rates does BillOkay compare against?
CGHS 2025 rates (4,000+ procedures), NPPA ceiling prices (900+ drugs), PMJAY package rates (1,578 procedures), GIPSA insurance rates, and AIIMS reference rates.
Is BillOkay free?
Yes. BillOkay currently offers free personalized bill audits via WhatsApp. Our team personally reviews every bill during early access.
Can BillOkay help me negotiate with the hospital?
Yes. After auditing your bill, BillOkay provides specific negotiation talking points, relevant government rate references, and ready-to-use dispute letter templates.
Do I need to install an app?
No. BillOkay works entirely through WhatsApp — the app 900 million Indians already use. No downloads, no signups, no passwords.
Get your bill audited. Free.
Send us your hospital bill on WhatsApp — or leave your number and we'll reach out.
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If you have a bill ready now, just message us on WhatsApp directly.